Car Insurance Quotes in Myrtle Beach
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Insurance That Lets You Fully Enjoy Driving Around Myrtle Beach
Practically everyone loves cruising the streets of Myrtle Beach. You can either enjoy the scenic coastline on Highway 17 or check out great attractions around town, like Broadway at the Beach or a Pelicans game. Still, you need to be sure you have sufficient coverage from your auto insurance policy in case of a collision with one of the 17 million visitors or 38,000 residents.
The lovely locale attracts tourists year-round due to its gorgeous beaches and pleasant weather that stays between 39 and 88 degrees. Of course, the crowds really begin to pop up from spring break onward for college vacation or the great car shows and motorcycle rallies.
Unfortunately, partiers may drink while driving or seek a few thrills, creating unwelcome hazards. City-Data.com discovered that Myrtle Beach experienced a recent peak of 21 fatal accidents in a single year. Because of the inherent risks, finding dependable coverage by checking car insurance quotes for Myrtle Beach is a must.
The last thing you want to worry about while enjoying the sights and scenery of Myrtle Beach is an accident. For that reason, some folks take advantage of The Coast RTA local bus lines. However, the service sticks to fixed routes and doesn't start running until 11 AM. When you want to get off the beaten path or simply get to where you want when you want, you're likely going to take your own vehicle.
Local Requirements for Auto Insurance and Other Coverage Options
Liability and uninsured motorist protection is a requirement in South Carolina for any passenger vehicle traveling public roads. The minimum coverage for bodily injury is $25,000 per person and $50,000 for all people who experience a single accident with an automobile.
The minimum you must carry for property damage is $25,000. Further, your uninsured motorist policy must be equal to these liability limits.
Bear in mind that the cost of the average used car in South Carolina is over $35,000. That means if someone totals your car and only has minimum coverage, their insurance might not cover all of your property losses, to say nothing of the high medical bills.
Consider opting for higher uninsured motorist coverage or the following optional plans:
- Underinsured motorist:For drivers whose plans won't cover all of your bills
- Collision:To cover damage to your vehicle from crashes that don't involve another driver
- Comprehensive:To cover any type of damage to your car, including theft and vandalism
Regrettably, the influx of out-of-towners and active nightlife increases Myrtle Beach's crime rate. The city even landed in the top three most dangerous U.S. cities in 2021. Therefore, comprehensive car insurance quotes for a Myrtle Beach policy could save you many headaches.
The Average Car Insurance Quotes for Myrtle Beach Drivers
Car and Driver finds that auto insurance for Myrtle Beach drivers averages about $1104 a year, which beats the South Carolina state average but is higher than the national. Fortunately, you'll locate the best rates in the area using VIU by HUB's easy comparison tool.
Keep in mind that your insurance rates vary by:
- Your age, marital status and credit score
- Your neighborhood
- Your driving history
- Your car's year, make and model
However, you'll often find auto insurance discounts when you bundle your plan with other policies or take safe driving courses. Use VIU by HUB to compare car insurance quotes for Myrtle Beach from multiple providers and find the ideal plan for you.
This information is intended for general informational purposes only and is not intended to constitute legal advice.