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Keep your car and passengers covered,
no matter what happens
Auto insurance protects you against significant financial loss in the event of an accident or if someone steals your vehicle.
- BODILY INJURY
Insure yourself against medical bills
Auto insurance can also cover medical expenses related to a traffic accident, like injury treatment and rehabilitation for you, your passengers and uninsured or underinsured motorists. - PROPERTY DAMAGE
Cover the cost of damages to your car
If your vehicle is damaged or stolen, the right auto insurance will cover repair or replacement costs, including collision, towing and labor, full glass coverage and more. - UNINSURED MOTORIST
Protect yourself with liability coverage
If you are at fault for another driver or pedestrian’s physical injury or property damage, liability coverage helps minimize the financial impact on you and your family.
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Learn more about auto insurance
Auto insurance is a contract between you and an insurance company that provides financial protection against physical damage, bodily injury and liability resulting from accidents.
Auto insurance provides financial protection in the event of accidents or theft. Most jurisdictions require basic coverage for drivers to legally operate a vehicle. Risks, requirements and legal specifics vary by state, so it’s best to read up on the particulars related to where you live. VIU by HUB offers auto insurance options and information for all 50 states.
Common auto insurance coverages are liability, collision, comprehensive, uninsured/underinsured motorist, medical payments and personal injury protection.
Read "Auto accident coverage and adding additional coverage”
Auto insurance rates are determined by various factors like the driver’s age, driving history, location, type of car and levels of coverage.
Read “How to compare car insurance quotes”
Read “How telematics could lower your auto insurance premium”
If you’re found to be at fault in an accident, your liability coverage will pay for legal fees and the other party’s property damage and medical expenses, up to your policy limits. This may also lead to an increase in your auto insurance rates.
Read “Injury, information, insurance: What to do after a hit and run”
Adding or removing someone from your auto insurance policy is easy to do, but it may impact your rates. An advisor or carrier rep can get that sorted out for you in no time.
We recommend reviewing your auto insurance policy annually, around when renewal periods occur, or when you go through a life change like:
- Buying or selling a vehicle
- Getting married or divorced
- Adding a new driver (like a spouse or teenager)
- Moving to a new address (especially in a different state)
- Significant fluctuations in your credit score
- Substantial changes in your commute or the usage of your vehicle
VIU by HUB Advisors always look out for your best interests, so whether you’re looking to switch carriers, add coverages or need help getting insured for the first time, we’ll be sure to find you the protection you need at the best possible rate.
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The VIU Point is here to help you make sense of it all, so you can confidently compare auto insurance quotes and make the best policy decisions.