Car Insurance Quotes in Florence, SC
Compare, shop and customize quotes from top-rated insurance carriers.
Cruise Safely in Florence
Explore local cultural and historical heritage at the Florence County Museum. Check out performances, concerts and cultural events at the Francis Marion University Performing Arts Center. Enjoy thrilling NASCAR events at Darlington Raceway. The small city of Florence, SC, has a reason for everyone to hop in their cars and check out local attractions and points of interest. No matter where the day takes you, don't leave the house without first checking out affordable car insurance quotes in Florence, SC.
While Florence doesn't experience severe weather, expect precipitation in the summer and winter. During the warmer months, when the average high temperature peaks at 90 degrees in July and settles at 88 degrees in August, the city experiences the highest rainfall. In winter, residents see significant rain, with February witnessing 2.28 inches. Come rain or shine, VIU by HUB helps you find car insurance quotes in Florence, SC, tailored for you and your coverage needs.
Find the Best Car Coverage in Florence
The Pee Dee Regional Transportation Authority system is a great way to experience Florence's landmarks and sites, but nothing beats a personal vehicle for reliable, efficient transportation. One missed bus or transfer can throw off your entire schedule. Explore comprehensive car insurance quotes to protect your wheels.
Auto Insurance Requirements in Florence
To drive legally in South Carolina, motorists need liability and uninsured motorist coverage. Liability insurance covers property damage and injuries you may cause others in an accident. It also takes care of healthcare costs, property repairs and legal fees.
Uninsured motorist coverage protects you in an accident with a driver who doesn't have insurance or is underinsured. In such cases, uninsured motorist coverage handles medical expenses, lost wages and other damages for the insured driver and their passengers.
Other types of auto insurance coverage include:
- Comprehensive Coverage: Protects against noncollision events like vandalism, theft, natural disasters and collisions with animals.
- Collision Coverage: Handles the cost of repairing or replacing your vehicle in a collision with another vehicle or object.
- Medical Payments or Personal Injury Protection: Provides coverage for medical expenses for you and your passengers, regardless of who is at fault in an accident.
- Rental Reimbursement: Covers the cost of renting a replacement vehicle during insured vehicle repairs after a covered accident.
- Roadside Assistance: Provides services such as towing, tire changes and fuel delivery in case of a breakdown or roadside emergency.
- Gap Insurance: Pays the difference between your vehicle's actual cash value and the amount still owed on a car loan or lease in the event of a total loss.
- Towing and Labor Coverage: Reimburses you for the cost of towing and certain labor charges incurred when your vehicle breaks down.
Tips for Reducing Auto Insurance Premiums in Florence
Here are some ways to potentially lower your car insurance quotes in Florence, SC:
- Bundle Your Policies: Consider bundling your car insurance with home or renters insurance and similar policies from the same provider for a discount.
- Maintain a Good Driving Record: Safe driving not only keeps you and others on the road safe, but it can also lead to lower insurance premiums.
- Choose a Higher Deductible: Opting for a higher deductible means paying more out of pocket in the event of a claim, but it can lower your monthly premiums.
Average Cost of Auto Insurance in Florence
Don't pay more than necessary for auto coverage. As of 2023. Florence drivers pay an average of $2,200 for auto insurance, the highest rate in the state. If those eyebrow-raising figures align with your current rates, work with VIU by HUB to compare car insurance quotes in Florence, SC, from multiple insurers to see if you can lower your premiums.
This information is intended for general informational purposes only and is not intended to constitute legal advice.