Car Insurance in Mount Pleasant
Compare, shop and customize quotes from top-rated insurance carriers.
Be a Mother Hen to Your Car and Get the Right Insurance Policy
Mount Pleasant, South Carolina, is a bustling coastal city just north of Charleston. It has just over 95,000 residents. most of whom have vehicles.
According to the US Census Bureau. 66.5% of these people are in the workforce, meaning that just over 60,000 people are working. These people average a 24-minute commute to work, giving them almost an hour of drive time each day.
As far as their commute goes, Data USA reports that 76.6% of these people drive alone, 16.3% work from home, and 4.62% carpool. That's putting about 50,000 cars on the road each day as people commute to work with limited public transportation options.
Having Adequate Car Insurance in Mount Pleasant Is Important
If you are in an accident on these busy streets and don't have proper insurance, you could lose everything. The good news is that when you use VIU by HUB to compare insurance policies, you can find a great policy that protects you and your car for an affordable rate.
Coverage Options and What They Protect
When you look at your insurance policy, you may wonder what each type of coverage protects. Here is a summary of each option:
- Collision covers your car if you have an accident
- Comprehensive covers your car if it is damaged outside of an accident
- Property damage pays for damages you cause to others' belongings
- Bodily injury liability pays for injuries you cause to others
- Uninsured liability pays for damages you incur in an accident with an uninsured driver
Insurance Rating Variables
One of the biggest factors that insurance companies consider is your age. Drivers under 25 and over 65 often pay the highest rates because they are the most likely to experience an accident and financial loss. Additionally, credit is also a very common consideration when you look for insurance. The better your credit score, the cheaper your rates.
Average Monthly Rates
As mentioned, car insurance rates vary between drivers. That said, they also vary throughout the country and state. Fortunately, drivers who live in Mount Pleasant tend to pay less than the national average for their monthly rates. The best way to ensure that you get these rates is by shopping around. You can use VIU by HUB to compare rates for car insurance in Mount Pleasant and find the best option for your needs.
Insurance Companies and Rates
There are many different insurance companies in Mount Pleasant, and each will offer you a unique rate because they weigh risk variables differently. In some cases, you might be able to find insurance in this city for under $60 per month. Other companies might charge you closer to the average rate of over $100 per month. Check out all of your options and compare rates. VIU by HUB is one tool you can use to compare rates from multiple companies on one website.
Mount Pleasant Rates
As mentioned, rates vary between cities within South Carolina. However, residents in Mount Pleasant typically pay just over $100 per month for insurance. That is cheaper than the state average.
If you are looking for car insurance in Mount Pleasant, using VIU by HUB makes the process easier. This tool does all the work of comparing insurance rates and helping you find the best one for your situation.
This information is intended for general informational purposes only and is not intended to constitute legal advice.