Home Insurance in Wauwatosa, WI
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Insuring What You Love
Even before Charles Hart and a small group of residents founded the city in 1842. people had always flocked to the area along the Menomonee River. Now, this river city attracts primarily young families despite the 26% chance that flooding will affect 1,032 of its properties within the next 30 years.
Because 63% of residents own their own homes. locals refer to Wauwatosa as the Milwaukee region's "city of homes." Living here gives residents a cozy small-town feeling while still providing them with all the business, leisure and educational opportunities that come with life in a big city.
Maintaining your home insurance in Wauwatosa, WI, is essential to being part of one of the city's 30 homeowner associations. These groups represent the diverse neighborhood styles that make Wauwatosa a unique place to live. And because the average home in Tosa, as locals call it, costs 33.5% more than a home elsewhere in Wisconsin, insuring these valuable houses is especially important.
Maintaining a High Standard of Living
Residents of Wauwatosa have a median household income of $87,392. This amount is higher than it is for households in the rest of Milwaukee County and the entire state.
Part of living comfortably in Wauwatosa means protecting yourself from unforeseen events that might damage your property or cost more than your net worth. The yearly cost of home insurance in Wauwatosa, WI, is $1,072. a rate lower than the national average of $1,754, so it is possible to find additional coverage through VIU by HUB without breaking the bank.
Property Crime
Wauwatosans can feel safe in their neighborhoods thanks to a low violent crime rate of 12.7 on a scale of 1 to 100. However, property crime in Wauwatosa is 50.5, a rate far above the national rate of 30.4. This statistic means that residents should consider additional coverages on their home insurance in Wauwatosa, WI, to protect any valuable or irreplaceable possessions.
Weather
Wauwatosa has one of the most pleasant climates in Wisconsin. However, the city experiences an average of two tornadoes per year. If a tornado destroys your house, you will have to rely on your homeowner policy to pay for the following:
- A temporary place to live
- Replacements for your belongings
- A rebuild of your house at current market value
Tornados occur without warning, so you cannot wait until the last minute to make changes to your policy.
Liability
Many neighborhoods in Wauwatosa are within walking distance or a short drive to the main districts of town, such as East Tosa, MidTown Tosa and The Village. With so many residents and tourists out and about, there is always a risk of someone getting hurt on your property and suing you for damages. Liability insurance protects against these types of expenses.
Finding the Best Home Insurance in Wauwatosa, WI
Part of maintaining your house and way of life in Wauwatosa depends on investing in an insurance policy that will be there to protect you when something out of the ordinary occurs. VIU by HUB's online tools make it easy to choose the right one without having to call an insurance agent or feel obligated to purchase something right away.
Enter your information into our rate calculator and compare the cost of home insurance in Wauwatosa, WI, from many providers at the same time. Then, when you are ready to discuss your options, our helpful representatives are standing by to talk with you.
This information is intended for general informational purposes only and is not intended to constitute legal advice.