Car Insurance in Wauwatosa, WI
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Insurance To Safeguard Your Commute
More than 47,000 residents live and work in Wauwatosa, and many depend on a vehicle to get around. Whether you're headed to work, the Milwaukee County Zoo for a family outing or grocery shopping in Quarry Heights, your car keeps your life moving forward. Car insurance in Wauwatosa, WI, ensures your commute is protected.
Getting Around in Wauwatosa
Tosa residents have several transportation options. The Milwaukee County Transit System offers bus routes that go throughout the city. Commuter rail lines also provide ways to get to nearby towns. Many roads have bike lanes, and walking trails and paths are available for pedestrians. However, almost 85% drive their cars to get to work, showing that most residents rely on a personal vehicle.
Fortunately, drivers have a shorter commute than the U.S. average. A one-way trip in Wauwatosa is about 20.4 minutes, while the national average is 26.4 minutes. Traffic in Tosa can get congested, though, especially on I-41 or near Hart Park during rush hour.
You can enjoy peace of mind during a busy commute when you have dependable auto insurance. VIU by HUB provides tools that let you compare insurers and policies. You can review your options and choose the policy that suits your budget and coverage needs.
What Your Policy Covers
Wisconsin law requires drivers to have car insurance. They must show proof of insurance at traffic stops and accidents when law enforcement requests it. Driving without insurance carries a fine of up to $500.
The minimum liability coverage amounts are:
- $10,000 for property damage
- $25,000 for the death or injury of one person
- $50,000 for the death or injury of more than one person
- $25,000 for one person and $50,000 for more than one person in uninsured motorist coverage for bodily injury
While these amounts fulfill the law, most drivers choose to have more coverage.
Other Coverage Types
Collision coverage pays for damage expenses from a collision with a car or object. Comprehensive coverage pays for damage from something other than a collision, such as theft or an act of nature. You can also add roadside assistance, rental car coverage, loan/lease payoff coverage and more.
The Cost of Car Insurance in Wauwatosa, WI
Tosa residents spend an average of $1,919 annually for auto insurance. However, your rate varies according to many factors. Age is usually the most significant aspect; younger, less experienced drivers pay more than middle-aged drivers. Your mileage also plays a role in determining premiums; people who drive more have higher rates. Your car's make and model are significant. Sports cars cost more to insure, and cars with lots of safety features cost less.
Crash Statistics
Milwaukee County averages more crashes than any other Wisconsin county. In 2021, there were 27,430 traffic accidents in the county. This statistic emphasizes the importance of having a solid auto insurance policy. Even if you are a careful driver, you can get in an accident that isn't your fault. Your insurance can help cover expenses when you face the unexpected.
Auto Insurance Lets You Drive With Confidence
When shopping for car insurance in Wauwatosa, WI, try the online tools at VIU by HUB. You can compare insurance companies to find the policy that meets your requirements. VIU by HUB makes shopping for insurance easy and convenient.
This information is intended for general informational purposes only and is not intended to constitute legal advice.