Car Insurance in Chesapeake

Protecting yourself and others with quality car insurance in Chesapeake provides you with confidence as you travel the city.

Get a quote

Compare, shop and customize quotes from top-rated insurance carriers.

Explore Chesapeake Confidently With Quality Car Insurance

More than 250,000 people call Chesapeake, a suburb of Norfolk, VA, home. While the city's history dates back to the Revolutionary War, the roots of the modern-day area took hold when Norfolk County combined with South Norfolk in 1963.

The city's Hampton Roads Transit system provides residents like yourself with nearly 12 routes with a variety of stops. However, visiting all the beautiful sites Chesapeake has to offer, from Oak Grove Lake Park and its hiking trails to petting zoos at Clarke and Mount Pleasant Farms, often requires time behind the wheel.

Finding car insurance in Chesapeake that fits your needs while you travel the city can provide you with peace of mind as you share roadways with other motorists. The average commute time in the city is approximately 30 minutes. with some major employers such as the Dollar Store headquarters and Chesapeake's public school system. This means busy roads. Comparing varying car insurance policies with VIU by HUB before you buy can help you find coverage that matches your budget and lifestyle.

Driving Safely in Chesapeake

As a motorist in the city, you may face several different weather events that may affect roadway and highway surfaces. Floods in the area are quite common, as the city receives at least 47 inches of rain per year, an amount well above the national average. While the city usually experiences mild winters, snowstorms may occur, resulting in icy roads for you and other commuters.

Chesapeake features some major highways that include driving challenges, such as the I-64. This major exit leads visitors and residents into Virginia Beach, a popular tourist site. Using VIU by HUB can help you find car insurance policies that safeguard you in case of an accident in this busy area.

Required Insurance for Chesapeake, VA

Before you purchase car insurance in Chesapeake, you may want to review the requirements and the minimum coverage needed. The Virginia Department of Motor Vehicles notes that you can pay an uninsured motorist fee of $500. which allows you to operate an uninsured vehicle. However, this does not cover any injuries or property damage if an accident occurs.

As a fully insured motorist in Chesapeake, you can expect to pay $1,336 annually on average. This is cheaper than the national average. Minimum coverage provides you with 25/50/25 protection per person injured, per accident and property damage, but reviewing your driving risks and coverage needs before you purchase a policy can give you greater confidence as you drive around the city.

Car Insurance In Chesapeake: Assessing Your Needs

As you browse different car insurance policies, considering your needs and risks can help you make more informed choices. Your requirements may include a variety of factors, including:

Your age
Your driving history
Your insurance budget
The types of drivers on your policy.

Typically, young male and teen drivers pay the highest premiums due to the increased risk of reckless driving behaviors. If you have several drivers under one policy, safe driver discounts may offset some costs.

The rate for auto theft in Chesapeake is relatively low, at 1.54 per 1,000 residents. However, adding comprehensive coverage to your car insurance in Chesapeake to your policy can provide you with protection for covering the value of your car if it is stolen and destroyed.

You can take the puzzle out of finding effective car insurance in Chesapeake with VIU by HUB. Comparing a variety of insurance providers and their costs provides you with the kind of coverage you can trust as you travel the scenic byways and highways of Chesapeake.

This information is intended for general informational purposes only and is not intended to constitute legal advice.