Car Insurance in Trenton, NJ
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Surprising Car Accident Statistics in Trenton, NJ
Getting into an accident isn't something you think about when getting ready for work in the morning, but the risk for Trenton drivers is real. Regardless of how long your commute is or why you drive, you need trustworthy car insurance coverage for "what if" moments. Trenton sees an average of over 10,000 car accidents each year. Between 2017 and 2019, there were over 32,000 car accidents, including almost 7,000 injury-causing crashes.
Just in 2019, there were over 2,400 injuries from car accidents in Trenton. That shocking number means that 200 drivers or passengers suffer injuries from crashes every month, or over six people every day. What if you or your family get hurt in a similar accident?
You can't avoid every circumstance that leads to crashes on the highway, such as Trenton's 100+ days of freezing temperatures or its higher-than-average ~50 inches of snow every year. That doesn't mean you're powerless. When you choose car insurance in Trenton, NJ, that provides ample coverage for your family, you're controlling what you can. VIU by HUB helps you compare different insurers to find a great fit.
Car Insurance for Your Daily Commute
Spending a lot of time on the road increases your risk of getting into an accident.If you're like many workers in Trenton, you face these risks nearly every day of the week. Roughly 70% of local workers drive alone to their jobs, and another 10% commute by carpooling. There are public transportation options, but fewer than 6% of workers use metro transit to get to work.
Even if you're a careful driver, other people don't always show the same restraint. Drivers that aren't paying attention can rear-end your car at a stoplight. Vehicles that run red lights can trigger serious car crashes and injuries. Icy weather can make you slide off the road unexpectedly. Does your current car insurance cover these common dangers?
A Variety of Coverage Options for Your Family
Trenton isn't just the capital of New Jersey. It's also a nice place for families to live, with over 60 parks, walking trails, tennis courts and other outdoor spaces. Not surprisingly, about one-third of local households are married and around 40% have kids.
The average family in Trenton owns two vehicles. Over 30% have three or more cars, likely one for each adult driver.
You care about family members who are on the road. If the worst happens, and they end up in a hospital, personal injury coverage can help with the costs of operations, medication and recovery. Use VIU by HUB to check coverage limits for medical costs in your preferred plan.
Average Costs for Car Insurance in Trenton, NJ
For auto insurance in Trenton, you can expect to pay about $105 a month for car insurance. What does standard coverage look like?
- Bodily injury liability (personal/per accident): $25,000/$50,000
- Property damage liability: $25,000
- Personal injury protection: $15,000
- Uninsured motorist: Same amount as liability coverage
If you want coverage for single-car crashes, theft, weather damage and other issues, you need additional collision and comprehensive insurance.
The Right Car Insurance for Your Family
Instead of selecting the same policy for your entire family, you may save money by personalizing coverage. That way, your car insurance in Trenton focuses on the needs and circumstances of each driver. VIU by HUB is a helpful tool for comparing auto insurance companies and coverage types.
This information is intended for general informational purposes only and is not intended to constitute legal advice.