Car Insurance in Hyattsville, MD
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Protect Your Ride With Car Insurance
The seasons in Hyattsville are amazing, but if you're getting behind the wheel, you need to know how to drive in all kinds of weather. Receiving five inches of snow on average, February is one of the most slippery months on the road. May sees the most rainfall, so that is something to be cautious about, as well. From July through November, the skies are mostly clear, so glaring windshields become an issue. Knowing how to drive defensively can save you and others.
With a population of just over 20,000. there are plenty of others you need to watch out for when you're on the road in Hyattsville. Around 22% of those individuals are under the age of 18. Especially when you're near schools or parks, such as University Hills Duck Pond Park or Melrose Park, you need to look for children.
In 2021, there were three fatalities resulting from car accidents in Hyattsville. This is an increase from 2019, which had two car-accident deaths. Before you get behind the wheel, reviewing your car insurance in Hyattsville, MD, can help you confidently navigate through the city, avoiding these life-threatening situations.
Why Auto Insurance Is Necessary in Hyattsville
While Hyattsville does offer access to WMATA's Green Line and a dozen bus routes, it's always a good idea to have access to your own vehicle. Emergencies happen, and, if you need to get out of town quickly, you can't rely on public transit.
It's also convenient to have a personal vehicle when you want to explore the city or go on a trip on your own time. You never have to rush when transportation is in your hands. If you have a car for your convenience, VIU by HUB can help you compare quotes for different policies for car insurance in Hyattsville, MD.
Average Car Insurance Costs in Hyattsville
Several factors play a role in how much you'll pay for a car insurance policy in Hyattsville. Your age, gender, driving record and type of vehicle will affect the cost. On average, drivers in Hyattsville pay $129 per month. The average monthly cost for seniors is $95 per month, while young drivers can expect to pay more at an average monthly cost of $187.
Risks Covered by Car Insurance
There are certain requirements for liability coverage that drivers in Hyattsville need to meet. Maryland law requires $30,000 per person for bodily injury and $60,000 per accident. Property damage liability coverage is required at $15,000 per accident. You have the option of adding more coverage, and there are different risks each product covers:
- Liability - Third-party medical bills, damage to someone's property and sometimes death benefits
- Collision - Damage you have done to your own vehicle
- Comprehensive - Damages not relating to an accident, such as fires, explosions, vandalism or natural disasters
- Personal Injury Protection - Personal medical bills and possibly lost income
- Uninsured/Underinsured - Damages to your property sustained in an accident caused by an underinsured or uninsured driver
Compare Quotes Today
Hyattsville is a beautiful city with much to offer, but you need to be properly insured if you're planning to drive into, out of or right through town. Let VIU by HUB put some insurance options side by side so you can compare quotes for car insurance in Hyattsville, MD, today.
This information is intended for general informational purposes only and is not intended to constitute legal advice.